Comprehensive Advisor

Blog

Get the scoop on the latest industry news and trends!

Should You Really Be Helping Your Adult Children Financially?

How much money do you give to your adult children? We’re not talking about slipping them $20 every now and then or paying for dinner when you get together, but actually financially supporting them. If you do help them out significantly, you’re in the majority. In a Merrill Lynch Age Wave survey of more than…

Social Security: What You Don’t Know Could Cost You

Have you ever calculated how much you’ve paid into Social Security throughout your working years? You’ve been contributing to Social Security your whole life, right back to your first official paycheck. Between you and your employers, you’ve doled out 12.4% of your annual income. That’s a substantial amount that you don’t want to miss out…

Why We Love Living In Carlsbad, CA

There’s no greater feeling than loving where you live. And when where you live is a stunning coastal city with a mild climate that has something for everyone, well, that’s just the icing on the cake! And in our case, Carlsbad is a paradise we are lucky enough to call home! If you’re looking for…

Can Your Retirement Plan Withstand These 5 Potential Threats?

Do you ever lose sleep worrying about not having enough money in retirement? If so, you’re in good company. Planning for retirement is a monumental task with too many variables to name. By arming yourself with information about little-known and often ignored threats that could cause you to lose the nest egg you have diligently…

How To Teach Your Kids About Money

If you’re a parent, you probably have a long list of character qualities and skills you want your child to develop before they’re one day out on their own. For some, that may include a solid work ethic and kindness; for others, it may be respect and responsibility. And while no one will argue the…

A Second Opinion And A Cup Of Coffee

Have you ever made a decision, and then second-guessed yourself when life situations changed? While it’s important to revisit goals and strategies for any part of your life, it’s even more critical for your finances. For example, life changes may have come your way, altering your financial priorities. Or you may be curious about different…

Should You Keep That Permanent Cash Value Life Policy?

When you did your due diligence and bought a life insurance policy, you had a whole slew of options to choose from. Not only did you need to educate yourself on the differences between term, convertible term, and permanent cash value life insurance (Whole Life, Universal Life, Indexed Universal Life), but you also had to…

What To Do If You Get Divorced

The complexity of divorce can be overwhelming for anyone. Whether you saw it coming from miles away or were taken by surprise, it can be emotionally, mentally, and financially draining. While divorce may have its negatives, it’s also an opportunity to create a brand-new life for yourself. If you’re divorced, here are 6 things you…

Financial Planning For Aging Parents

What do you do when the tables turn and your parents now need you to take care of them? On top of the emotions of seeing a parent age or decline in health, this role reversal often leaves you responsible for your parents’ finances and estate. It’s in these circumstances that you realize the importance…

What Does Retirement Mean To You?

You’ve got your retirement ducks in a row—at least financially. You’ve been saving for years, making healthcare decisions, and working through a distribution plan for your nest egg, but have you given any thought to the non-financial side of retirement? In all the hustling around to set your retirement finances in order, many people neglect…

Should You Pay Down Your Mortgage Or Invest The Money?

Certain things are common knowledge. We know that we should minimize high-interest debt such as credit cards or student loans. We know the importance of living below our means and saving for the future. But what about those gray areas, those financial decisions that aren’t always cut-and-dried? Like what to do about your mortgage debt.…

What Is A Fiduciary And Why Is It Important?

You don’t want to take chances with your money. But unfortunately, that’s exactly what could happen if you work with a financial advisor who doesn’t have your best interests in mind. Conflicts of interest can occur in the financial industry, and what’s best for you might not be what’s best for your advisor. This means…

next-step-circle

Ready to take
The Next Step?


For more information about any of the products and services we provide, schedule a visit today or register to attend a live informational event.

 

Or give us a call at 760.813.2125